RBL Bank Credit Card Reward Points
With the increase in disposable income, many people have taken to shopping like never before. With the availability of everything at the click of a button, shopping has become the favorite retail therapy. Finance companies provides easy credit options, among them is the credit card option. The credit card operates within the premise of buy now and pay later. Also, most banks offer reward points on every purchase which can be redeemed to reduce the cash outflow on future purchases.
RBL Bank Rewards programme
The all new RBL Bank rewards programme was introduced to provide benefit to credit card holders. The reward points are extended for credit card usage in exotic getaways to luxury vacations to shopping at various outlets. The loyalty program offers many modes for redemption.
The reward points can be earned by simply swiping the credit cards at various outlets. Even something as simple as filling fuel at petrol pump by using credit card can add loyalty points.
Every credit card applicant gets enrolled into the new loyalty program. The rewards program starts from the first swipe of the credit card. The credit cards program enables instant credit of points, this can be used for gifts or vouchers of one’s choice. RBL Bank credit card reward points redemption can be done from various avenues on offer.
There are multiple arrays of reward avenues which offer RBL bank credit card reward points, a card holder will be provided RBL Bank credit card reward points catalogue with the list of places where the credit card will help earn reward points. This catalogue is published every year to update new outlets or offers or gift cards.
Credit cards on offer
RBL credit card rewards are offered on Mocash credit card, Shoprite credit card, Platinum choice supercard, Platinum plus supercard, World plus supercard, RBL Bank ETMoney Credit line, Corporate cards, RBL bank paisa on demand, Insignia preferred banking world card, RBL bank icon card, Platinum maxima card, Blockbuster credit card, movies and more card, titanium delight card, platinum delight card, hypercity rewards plus credit card, crossword black credit card, hypercity rewards credit card, crossword rewards credit card, moneytap card, moneytap black card, platinum edge supercard, platinum prime supercard, platinum max supercard, platinum classic supercard, world prime supercard, world max supercard, India startup club platinum credit card, India startup world credit card, IGU NHS Golf world card, RBL Bank Fun+ credit card, Classic reward cards, Classic shopper cards, classic platinum card.
Every credit card offers different RBL Bank credit card rewards, they are mentioned in the catalogue.
RBL bank credit card features
The RBL Bank credit card reward points that can be earned on all credit card are as below –
- 2 reward points for every Rs. 100 spent in India (applicable on all cards)
- 4 reward points for every Rs. 100 spent Internationally (applicable on select credit cards)
RBL Bank credit card rewards can be redeemed digitally on India’s first digital redemption portal. The RBL bank reward points can be redeemed for –
- Flight tickets & hotel stays
- Latest gadgets and shopping products
- Mobile recharge
- Retail shopping vouchers
- Curated personalized gifts
There are some key features unique to RBL Bank credit card reward point system, they are as mentioned below –
- Enhanced security with PIN based EMV chip
- Online transactions through credit card
- Flexi limit which enables assignment of differential limit to the primary and add on credit card
- Active alerts which provides update on card transactions made on credit card
- Global acceptance by over 23 million merchants established world-wide
- Online access for card details, transactions, balance transfer or generation of demand draft etc.,
- Global cash access 24 hours a day
- Zero fraud liability after informing 24X7 customer service about loss of cards
Below is a gist of RBL Bank credit card reward points applicable on various credit cards -
| Type of RBL Credit card | Rate at which rewards points can be earned |
|---|---|
| RBL Bank Insignia Preferred Banking World Credit card | 5 reward points for every Rs. 100 spent |
| RBL Bank IGU NHS Golf World Credit card | 2 reward points for every Rs. 100 spent |
| RBL Bank Fun+credit card | 10 reward points for every Rs. 100 spent at outlets including bookmyshow.com, Pizza Hut, KFC outlets 1 reward point can be got for every Rs. 100 spent on all purchases except fuel |
| RBL Bank Platinum Delight credit card | 2 reward points for every Rs. 100 spent Double reward points on weekends |
| RBL Blank Platinum Maxima credit card | 2 reward points for every Rs. 100 spent 8000 points if credit card used within 60 days of issuance 5x rewards on international purchases, payment of utility bills, purchase of fuel, fine dining bill payments etc., Annual bonus of Rs. 10,000 applicable for spend of Rs. 3. 5 Lakh in previous year |
| RBL Bank Titanium delight credit card | 1 reward point for every Rs. 100 spent Joining bonus of 3000 on credit card issuance 20x reward points on purchases from Big Bazaar on Wednesday |
| RBL bank platinum cricket credit card | 4 runs on every Rs. 100 spent on certain categories |
| RBL bank classic shopper credit cards | 2 reward points can be got for every Rs. 100 spent |
| RBL Bank classic rewards credit cards | 4 reward points for every Rs. 100 spent in India 8 reward points for every Rs. 100 spent abroad |
| RBL bank classic platinum credit cards | 2 reward points for every Rs. 100 spent in India 4 reward points for every Rs. 100 spent abroad |
RBL Bank credit cards reward points redemption
The RBL Bank credit cards reward points can be redeemed for any of the vouchers or gifts as mentioned in the catalogue. This catalogue voucher is published online every year which includes or excludes new addition or deletion of merchants, gifts, vouchers etc. The category under which credit card reward points are credited are as given below –
- Mobile recharge
- Flight tickets
- Fine dining and hotel stay
- Customized hand-made gifts
- Gift coupons and vouchers
Apart from the categories mentioned above, RBL Bank Insignia Preferred Banking world credit card holders are entitled to hand-picked collectibles which include point credits for luxury vacation coupons, discount coupons for designer wear (clothing and accessories).
Below is a brief on the reward points that are likely to be credited under each category –
| Category | Reward point details and Partners |
|---|---|
| Travel | Flight ticket booking –
|
| Fine dining and Hotel stay | Fine dining and Hotel stay booking –
|
| Mobile recharge | Applicable on pre-paid connection
|
| Gift coupons and vouchers | Vouchers and coupons can be redeemed under entertainment (bookmyshow), dining or lifestyle (pizza hut, dominos, CCD, Shopper’s stop, Central, Citizen etc.,) category |
| Shopping |
|
| Customized gifts |
|
RBL Bank credit card reward points redemption
The RBL bank credit card reward points redemption can be done by filling up the RBL bank credit card reward points redemption form. The RBL bank credit card reward points redemption online facility provides the option of digital redemption, this is first of a kind in Indian credit card portal.
The procedure for online redemption is as given below –
- Login at www.rblrewards.com with your username and password
- Click the relevant link based on the category that the card holder wishes to redeem the gift from. The categories listed could be mobile recharge, gift coupons, travel, shopping etc.,
- After choosing the appropriate category, click on RBL Bank credit card reward points redeem and select the points that the card holder wishes to redeem
- An OTP (one-time-password) will be sent to the registered mobile number. The card holder has to enter the OTP for the transaction to be completed
Features of RBL Bank credit card reward points
RBL Bank credit card reward program was introduced to ensure that the customers are able to conduct cashless transactions. It also extends attractive deals from time-to time to ensure that the credit card is utilized in a prudent manner. The prompt payment of bills and maintaining high credibility enable the card holder to avail bonus on a year-on-year basis. Apart from this, there are some features which enable the credit card from RBL Bank to score over other credit cards –
- Extensive RBL Bank credit card reward points catalogue
- RBL Bank credit card reward points are not similar to RBL Bank debit card reward points – hence, customers tend to apply for both the cards to get a holistic experience
- RBL Bank credit card reward points redemption form can be used which is available on the website
- RBL Bank credit card reward points gift list is updated from time-to-time and includes many extensive merchants
- RBL Bank credit card reward points gift list differs across various credit cards
- Offers RBL Bank credit card reward points redemption online – first of its kind digital redemption which is hassle free and easy to access
Frequently Asked Questions
1. How to enroll as a member for RBL Rewards program?
Any RBL Bank credit card holder is automatically enrolled into the RBL member rewards program. The card holder should activate one’s account.
2. What is the procedure to activate the account?
Go to official website of the bank and click on ‘Activate my account’ link. By filling the required details including account number, card number and submitting the form, the account will be activated immediately. The card holder can also reach out to the customer service to get the account activated.
3. How to reach out to the customer service?
Customer service department can be reached over phone by calling RBL Bank Credit card helpline 022-6232 7777 or 1800 121 9050. They can also be reached by calling Supercard Helpline 022-7119 0900. The helpline can also be reached via email at cardservices(at)rblbank(dot)com or supercardservices(at)rblbank(dot)com
4. What are the key advantages of availing RBL rewards membership?
The reward point mechanism enables the cardholder to reduce cash outflow on many purchases like flight tickets, hotel booking, fine dining, consumer durables purchase, clothing and accessory, household item shopping. This could potentially lead to increased savings and investments.
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Credit Card Reward Points
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