IDFC Credit Card Status

If you have applied for an IDFC credit card, you will want to track the application status of the IDFC credit card. You can track the IDFC credit card status in multiple ways - via the bank’s website, via the bank’s mobile app, through customer care, or by visiting the bank’s branch.

Simple Steps To Track The IDFC Credit Card Status Online

Step 1: Go to the official IDFC First Bank website and click on ‘Credit Cards’.
Step 2: Type the details - credit card application number or date of birth and mobile number.
Step 3: You can track your credit card application now.

IDFC Credit Card Application Status Through Customer Care

You can track the IDFC credit card status by calling the 24/7 IDFC credit card customer care number - 1860 500 1111.

IDFC Credit Card Application Status Check Via Branch Visit

You can check the status of your IDFC First Bank credit card by going to the nearest bank branch. You can then connect with the bank’s executive there and request for an IDFC credit card application status check by producing details such as the application number, the type of credit card that you applied for, your mobile number and date of birth, and the date of applying.

Different Types of IDFC Credit Card Application Status and Their Meaning

In Progress - You will get the status as ‘In-progress when the bank is still processing your application.
On Hold - The bank can keep your application on hold for various reasons. It could be incomplete documentation or information. If the bank needs further details or documents from you, the concerned department will call you asking for the same. During this time, the credit card application status is ‘On Hold’. Once they get to know the missing information, the credit processing resumes.
Approved: When all the assessment and policy checks are done on your IDFC First Bank credit card, the status would show as ‘approved’ and you will get your credit card between 3 to 5 working days.
Rejected/Disapproved: If you do not meet the bank’s eligibility criteria or internal policy check, your credit card application might be ‘Rejected’ or ‘Disapproved’.
Dispatched: If your IDFC First Bank credit card is dispatched, then the status value is dispatched. You can expect to get the card in 2 to 3 working days once you get a message saying your card has been dispatched. You should make yourself available at your mailing address as the card will be handed over only to the applicant.
Disapproved: A ‘disapproved status’ means that your application has been rejected as you failed to meet the eligibility criteria set by the bank. You should be receiving the same message without mentioning the reason for rejection.
No records Found: If you enter incorrect details, the system will give a message as ‘No records found’. Enter the correct details again to get the status right.

Conclusion

Thus, the IDFC Bank credit card status can be checked easily and conveniently through the ways given above.

FAQS of IDFC Credit Card Status:

1. How can you improve your chances of getting your IDFC credit card application approved?

Some of the measures that you can take are checking the eligibility criteria set by the bank, ensuring to submit all the documents along with the application form, Ensuring that there are no discrepancies such as false information or spelling errors in your credit application, having a good CIBILTM score, and ensuring that you have a healthy credit history with no outstanding debts to your name.

2. What are the important things to keep in mind when you reapply for an IDFC credit card after rejection?

Your credit card application may be rejected due to discrepancies such as improper documentation, incorrect or false information in your report, poor credit history, outstanding debt etc. So, you must clear out all this and reapply for the loan.

3. How can I track my credit card delivery

Once your application has been approved by the bank, they will send you a letter, SMS, or an email with details regarding the shipment of your card. This notification will carry a number known as the Air Way Bill number. You can use this number to track the credit card status.