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Bank of Baroda Debit Card

Demonetization was an effort to digitize Indian economy, the citizens of India have warmed up to the idea of being more comfortable with plastic money than real cash. Debit cards and credit cards which are considered plastic money have found their way into the wallets of individuals. The semi-urban and urban citizens are open to the idea of shifting to the cashless mode of transacting. They are aware of the benefits such as carrying cash, standing in ATM queues, payment lines, risk of theft etc. Debit card enables customers to enjoy cashless facility for shopping and bill payments along many other features. Most banks offer a range of debit cards, they offer various features and different limits based on the type of applicant.

Bank of Baroda offers a range of privileges by means of the various debit cards extended. This enables the card holder to conduct payments by attracting nominal charges and interest payments.

Types of Debit Cards offered by Bank of Baroda

Bank of Baroda debit cards enables the accountholder to access the funds in the account through the ATMs which are spread across major centers in the country. The card also provides access to member banks of National Financial switch in India and multimillion ATMs worldwide. These cards can be used for all major merchant outlets in India and abroad, for both online and offline transactions. The debit cards issued by Bank of Baroda provide for cash-less purchasing power without the fear of overdrawing the account.

Visa Electron Card

Visa Electron Card provides for performance, simplicity, flexibility. The card can be used for securing hotel reservations, buying books online or making everyday purchases. The debit card offers value proposition, reliable form of payment.

  • Bank of Baroda interconnected ATMs in India
  • Member Bank's ATM of National Financial Switch in India.
  • Make Online purchases through Internet.
  • For convenient shopping, travelling, dining out at many locations in India where Visa Cards are accepted with PIN based authorizations.
  • A most acceptable shopping option
  • Cash withdrawal Rs. 25,000/- per day
  • Secured with verification
  • Shopping limits of Rs. 50,000/- per day

RuPay Platinum Card

RuPay Platinum card is a customer centric initiative. The card has been aimed to provide attractive offers and scheme in coordination with NPCL.

  • Bank of Baroda Interconnected ATMs spread across major centres in the country.
  • Member Bank’s ATMs of National Financial Switch in the country.
  • For convenient shopping, dining out at outlets accepting RuPay Cards in India and Abroad.
  • For International usage the card can be used at ATM/POS terminals displaying Discover, Diners Club International or Pulse logos.
  • e-Commerce transactions wherever RuPay Cards are accepted
  • Up to Rs 1,00,000/- day at POS/e-commerce
  • Secured PIN & CVD2 for online transactions
  • Acceptable at all NFS ATMs and RuPay POS across India
  • Cash withdrawal Rs. 50,000/- per day from ATM
  • Accidental insurance up to 2 lacs
  • Free domestic airport lounge access
  • 5% cashback on utility bill payment

Baroda Master Platinum Card

This card is specifically designed for premium customers. This has a higher limit thereby providing a higher limit for spend and cash withdrawal. The card is a MasterCard affiliation and is usable at any ATM / Merchant outlet. The card has Mastercard logo and NFS member bank ATMs. The card makes online and offline shopping convenient and safe.

  • Bank of Baroda Interconnected ATMs and NFS Member Bank ATMs in India.
  • MasterCard member bank ATMs bearing MasterCard logo in India and abroad.
  • For convenient shopping, travelling, dining out at outlets accepting Master cards in India and abroad.
  • For hassle free online shopping through internet.
  • An internationally accepted card variant
  • Shopping limits of Rs. 1,00,000/- per day
  • Cash withdrawal Rs. 50,000/- per day

RuPay Classic Card

RuPay Classic Card is India’s first domestic card. It has been launched in co-ordination with NPCI. RuPay cards can be used at ATMs, online and offline shopping centres.

  • More than 6,900 Bank of Baroda Interconnected ATMs spread across major centers in the country.
  • Member banks (100 plus) of National Financial Switch having more than 1,18,000+ ATMs in the country.
  • NPCI member bank ATMs all over the country bearing RuPay logo.
  • For convenient shopping, dining out at outlets accepting RuPay Cards in India.
  • RuPay debit cards have the additional security of PIN based authorization even for transactions made at Merchant outlets.
  • Available to all customers eligible for debit card issuance
  • No threat of card misuse when lost/stolen
  • Use with PIN for more secured debit card
  • Accepted only at secured PIN based POS
  • Withdrawal at ATMs is Rs 25,000/- per day
  • Spend limit at POS is Rs 50,000/- per day
  • Accidental insurance up to 1 lac

Master Classic Card

This debit card can be used at NFS member bank ATMs in the country and is also Enable for POS/Online purchases in India.

  • Withdrawal at ATMs is Rs 25,000/- per day
  • Purchase up to RS 50,000/- per day at POS/e-commerce merchants Wherever Master Cards are accepted in India.
  • Secured with PIN and CVV2 for online transactions

Visa Platinum Chip Card

This is an International chip debit card launched in collaboration with Visa.

  • More than 6,900 Bank of Baroda Interconnected ATMs spread across major centers in the country.
  • Member banks of National Financial Switch having more than 1,18,000+ ATMs in the country.
  • Visa member Bank ATMs all over the world bearing Visa logo.
  • For convenient shopping, dining out at millions of outlets accepting Visa Cards worldwide.
  • Make online purchase through internet.
  • Can be used for e-commerce transactions
  • It is an International Debit Card
  • Per day higher limits for Premium Category
  • Cash limit up to Rs 1,00,000/- per day (ATM)
  • Purchase limit of Rs 2,00,000/- per day (POS)

Each of these debit cards can be applied online, there is a link to download the form for applying. The application form can be filled online and e-submission can be done. Alternatively, the filled-in application can be printed, and the hard copy can be submitted in the nearest bank branch.

Frequently asked questions: Bank of Baroda Debit Cards

1. How can the card holder block Bank of Baroda debit card?

Bank of Baroda debit card customer care should be informed about the loss of card and request needs to be placed for blocking the corresponding card.

2. Can the cardholder register the Bank of Baroda debit card for online payment?

Yes. Bank of Baroda debit card can be registered for online payment. The registration needs to be done through the official website of Bank of Baroda.

3. How can an aspirant apply for debit card?

The debit card of Bank of Baroda can be applied online or by visiting the nearest branch of the bank. Based on the details entered in the online registration form, a brief suitability analysis will be conducted and the list of debit cards which are ideal for the customer will be listed out. The customer can apply for the one that best suits the requirement.

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