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Kotak Mahindra Bank Debit cards

Digital payments have changed the way Indians shop. They are no longer required to carry wads of cash. Instead, they now carry debit and credit cards. With the introduction of payment wallets, their mobile phone is enough to go shopping. Banks in India are now driven to offer exclusively crafted debit cards and credit cards to meet the rising demand in the digital payment infrastructure.

Kotak Mahindra Bank, since its inception in 1985, has pioneered numerous banking solutions and innovations that have boosted the growth and development of the Indian economy. They have always strived to provide the best banking infrastructure to all their customers to meet their day to day banking needs.

Features of Kotak Mahindra Bank Debit cards

Kotak Mahindra Bank debit cards are a product of thoughtful and innovative banking. Their debit cards boast of a multitude of features and benefits unlike any other bank in India.

  • Personalized design :

    Swipe in style. Customize your card with a picture of your choice. More than 70+ designs to choose from

  • Widely accepted :

    accepted at over a million merchant establishments and ATMs across India and abroad that are powered by VISA

  • Safe & Secure :

    Chip cards for added security. Mastercard SecureCode and Verified by Visa features for safe online shopping

  • Contactless payment :

    Fast & secure way of making payment with just a wave

  • Scan & Pay :

    Scan any BharatQR or mVisa logo through Kotak Mobile banking app and make payments

  • Complementary Insurance :

    Free insurance for Lost card liability, purchase protection limit of up to Rs. 50000/-, Lost baggage insurance and air accident insurance to card holders

  • Priority Pass :

    Exclusive lounge access program gives VIP airport lounge access at more than 120 countries and 400 cities worldwide

  • 24x7 card assistance services :

    Round the clock assistance services for lost/stolen card reporting, emergency card replacement and miscellaneous inquiries

Types of Kotak Mahindra Bank Debit Cards

Kotak Mahindra Bank has one of the best line-up of debit cards for its customers. The debit cards offered by Kotak Mahindra Bank are:

  • Platinum Debit Card - For Resident Indians & NRI NRE Savings account
  • Classic Debit Card - For Resident Indians & NRI NRE Savings account
  • #PayShopMore International Chip Card - For customers who enjoy online shopping
  • Privy League Signature Debit Card - Specially designed for Privy League Optima customers
  • Privy League Platinum Debit Card - Chip card offered to Privy League Prima & Magna customers
  • Gold Debit Card - Available as magnetic strip and chip card
  • Classic One Debit Card
  • RuPay Debit Card - Basic debit card offered to a basic savings account customer
  • World Debit Card - International debit card
  • Business Power Platinum Debit Card - Amazing business benefits and shopping offers
  • Infinite Wealth Management Debit Card - Exclusively for Kotak Wealth Management customers
  • Access India Debit Card - Offered to NRI customers holding an NRO Savings account
  • Jifi Platinum Debit Card - Customers of Kotak Jifi Account
  • Business Class Gold Debit Card
CardPurchasing limitCash withdrawal limitFuel surcharge waiverInsurance benefitsPriority Pass eligibilityOther features
Platinum Debit CardRs.3,00,000/- per dayRs.1,00,000/- per day2.50%

Lost Card Liability: Rs. 3,50,000

Purchase Protection Limit: Rs. 1,00,000

Lost Baggage Insurance: Rs. 1,00,000

Air Accident Insurance: Rs. 50,00,000 Personal Accidental Death Cover of up to INR 10 lakhs

Yes
Classic Debit CardRs.2,00,000/- per day

Domestic - Rs. 40,000

International - Rs. 50,000

 

Lost Card Liability: Rs. 2,50,000

Purchase Protection Limit: Rs. 50,000

Personal Accidental Death Cover- up to Rs.2 lakhs

 
#PayShopMore International Chip CardRs.2,00,000/- per day

Domestic - Rs. 40,000

International - Rs. 50,000

 

Lost Card Liability: Up to Rs.2,00,000

Purchase Protection Limit: Up to Rs.50,000

Personal Accidental Death Cover - Rs.2 lakhs

 

Bharat QR Scan & Pay

Samsung Pay

Kotak MyImage

Privy League Signature Debit CardRs.4,50,000/- per dayRs.2,00,000/- per day2.50%

Lost Card Liability: Rs.4,75,000

Purchase Protection Limit: Rs.1,50,000

Lost Baggage Insurance: Rs.1,00,000

Personal Accidental Death Cover - up to Rs.10 lakhs

Air Accident Insurance: Rs.1,00,00,000

Yes

PayWave for faster payments

Visa Concierge facility

Privy League Platinum Debit CardRs.3,50,000/- per dayRs.1,50,000/- per daycapped at Rs.30,000/- worth fuel

Lost Card Liability: Rs.4,00,000

Purchase Protection Limit: Rs.1,00,000

Lost Baggage Insurance: Rs.1,00,000

Air Accident Insurance: Rs.50,00,000

Personal Accident Insurance: Rs.10,00,000

YesPayWave Contactless card
Gold Debit CardRs.2,50,000/- per dayRs.1,00,000/- per day2.50%

Lost Card Liability: Rs.2,85,000

Purchase Protection Limit: Rs.75,000

Lost Baggage Insurance: Rs.1,00,000

Air Accident Insurance: Rs.15,00,000

Personal Accident Insurance: Rs.10,00,000

Classic One Debit CardRs.10,000/- per dayRs.10,000/- per day
RuPay Debit CardCombined limit of Rs.10,000/- per dayPersonal Accident Insurance of Rs.1,00,000
World Debit CardRs.3,50,000/- per dayRs.1,50,000/- per daycapped at Rs.20,000/- worth fuel

Lost Card Liability: Rs.2,00,000

Purchase Protection Limit: Rs.1,00,000

Air Accident Insurance: Rs.20,00,000

YesPrivilege access/special Mastercard rates to select Golf Courses around the world
Business Power Platinum Debit CardRs.3,00,000/- per dayRs.2,00,000/- per daycapped at Rs.30,000/- worth fuel

Lost Card Liability: Rs.3,00,000

Purchase Protection Limit: Rs.1,00,000

Lost Baggage Insurance: Rs.1,00,000

Air Accident Insurance: Rs.50,00,000

YesVisa PayWave Contactless card
Infinite Wealth Management Debit CardRs.5,00,000/- per dayRs.2,50,000/- per day2.50%

Lost Card Liability: Rs.5,00,000

Purchase Protection Limit: Rs.1,50,000

Lost Baggage Insurance: Rs.1,00,000

Air Accident Insurance: Rs. 5,00,00,000

Personal Accident Insurance: Rs.10,00,000

YesVisa Concierge Travel planning service
Access India Debit cardRs.2,00,000/- per dayRs.40,000/- per day 

Lost Card Liability: Rs.2,50,000

Purchase Protection Limit: Rs.50,000

 
Jifi Platinum Debit CardRs.3,00,000/- per dayRs.1,00,000/- per day 

Lost Card Liability: Rs.3,00,000

Purchase Protection Limit: Rs.1,00,000

Lost Baggage Insurance: Rs.1,00,000

Air Accident Insurance: Rs.20,00,000

Personal Accident Insurance: Rs.10,00,000

Business Class Gold Debit CardRs.2,50,000/- per dayRs.50,000/- per dayup to Rs.20,000 worth fuel

Lost Card Liability: Rs. 2,50,000

Purchase Protection Limit: Rs. 1,00,000

Lost Baggage Insurance: Rs. 1,00,000

Air Accident Insurance: Rs. 20,00,000

FAQs: Kotak Mahindra Bank Debit Cards

(1) What is Contactless card?

Contactless cards enable you to make payments with just a wave of the card near the swiping machine. They can be used to make payments of up to Rs.2000 without a PIN

(2) Can a Contactless card be automatically charged when it is too close to the swiping machine?

No, the card has to be within 4cm of the swiping machine for it to be read. Also, the merchant has to input the amount and initiate the transaction before the card is read by the machine.

(3) How can I generate the PIN number for my ATM card?

You can generate PIN number for your ATM card through Mobile banking, Net banking or SMS banking.

(4) What is Priority Pass?

Priority Pass is an exclusive VIP Lounge Access program offered to customers of select Kotak Mahindra Bank debit cards. It allows access to over 1000 VIP lounges in more than 130 countries and 500 cities worldwide. It enables you to bring a guest with you. It provides access to amazing leisure and entertainment facilities like complimentary refreshments, free wi-fi and conference space

(5) What should I do if my Kotak Mahindra Bank debit card is lost/stolen?

If you find your Kotak Mahindra Bank debit card lost/stolen, please contact the bank immediately to block the card. You can block the card by

  • Calling the 24hr customer service number
  • Logging into Net banking, or
  • By visiting your nearest Kotak Mahindra Bank branch
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