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Axis Bank Debit Card

In recent times, transacting with cards and online methods have become more popular than using real cash. Debit and Credit Cards, E-wallets, virtual money gained further prominence after demonetization about two years back. One can avoid hassles of carrying too many notes in the wallet, waiting at ATM queues, risk of robbery and loss of money. The introduction of Debit card has made our lives easier through cashless facility for all kinds of transactions. Most banks offer many more benefits on Debit cards such as cashback, discounts, partner tie-ups, airport lounge access, reward points and so on.

Features of Axis Bank Debit Card

Axis Bank offers different types of debit cards to suit the varying needs of people. One can use the debit card for all money-related transactions at a nominal annual fee. Some of the main features of Axis Bank debit cards are:

Visa Checkout

Axis Bank offers a card digital wallet wherein you can store all your cards for faster check-outs while doing online shopping. This makes it very convenient and quicker. Login credentials make the entire process very secure.

EMI Facility

One can convert regular purchases into EMIs maintain liquidity in your account. The tenure options are 6, 9 and 12 months. This is available on select outlets and portals. Minimum loan amount available is Rs. 8000 and maximum of Rs.1 lac.

Offers

The bank has many offers in the dining field and consumer durables purchases.

MyDesign

One can create the debit card with the images of oneself or family members and customize it.

Loyalty Rewards Program

The entire range of debit cards offer rewards program by way of earning points on every purchase made.

Types of Axis Bank Debit Card

TYPE OF CARDTRANSACTION LIMIT Per DayREWARD POINTSOTHER BENEFITS
Burgundy Debit card

Rs.3 lacs cash withdrawal

Rs.6 lacs purchase limit

2/6 points for every Rs. 200 spentContactless features in select stores

15% off at more than 5000 restaurants

Free ATM transactions

Waiver on charges

Complimentary movie and non-movie tickets

Select Airport lounge access

Wealth Debit Card

Rs. 2 lacs cash withdrawal

Rs. 5 lacs purchase limit

1/3 points for every Rs. 200 spent15% off at more than 5000 restaurants

Enhanced security chip

Waiver on charges

Complimentary movie and non-movie tickets

2 visits per quarter at Select Airport lounge access

Personal Accident insurance of Rs. 10 lacs

Priority Debit Card

Rs. 1 lac cash withdrawal

Rs. 4 lacs purchase limit

1/3 points for every Rs. 200 spent25% cashback on movie tickets

Complimentary access to select Mastercard lounges

Free ATM transactions

Waiver on charges

Online Rewards Debit Card

Rs. 50,000 cash withdrawal

Rs. 4 lac purchase limit

3 points for every Rs. 200 spent

Vouchers up to Rs. 10,000 annually

10% off on bookmyshow

Welcome benefit of reward points

Contactless debit cards

Titanium Rewards Debit Card

Rs.50,000 cash withdrawal

Rs.4 lacs purchase limit

3 points for every Rs. 200 spent on dining and shopping at apparel store

5% cashback on movie tickets

Select lounge access

Personal accident insurance cover of Rs. 5 lacs

Rewards + Debit Card

Rs. 50,000 cash withdrawal

Rs. 4 lacs purchase limit

3 points for every Rs. 200 spent on dining and shopping at apparel store

5% cashback on movie tickets

Select lounge access

Personal accident insurance cover of Rs. 5 lac

Secure Debit Card

Rs. 50,000 cash withdrawal

Rs. 75,000 lacs purchase limit

1 point for every Rs. 200 spent on every non-fuel purchaseDuring travel if card is lost, emergency advance facility up to Rs. 80,000
Display Debit Card

Rs. 1 lac cash withdrawal

Rs. 4 lacs purchase limit

2/4 points for every Rs. 200 spentFree unlimited access at all international ATMs
Youth Debit Card

Rs. 40,000 cash withdrawal

Rs. 1 lac purchase limit

NAPersonalized picture+lost card liability+purchase protection of upto Rs. 50,000
Ladies First Debit Card

Rs. 40,000 cash withdrawal

Rs. 1 lac purchase limit

NA

5X rewards points on Grocery & Apparel spends

24 Hour helpline

Power Salute Debit Card

Rs. 40,000 cash withdrawal

Rs. 1 lac purchase limit

NA

Personal Accident Insurance Cover of Rs. 10 lacs

Air Accident Insurance Cover of Rs. 25 lacs

NRI Domestic Titanium Debit Card

Rs.40,000 cash withdrawal

Rs.1 lac purchase limit

1 point for every Rs. 200 spent

Personal Accident Insurance Cover 2 lac

24-Hour Emergency Helpline

Titanium Prime Debit Card

Rs.50,000 cash withdrawal

Rs.1 lac purchase limit

NAPersonal Accident Insurance Cover of 3lac
Titanium Prime Plus Debit Card

Rs.50,000 cash withdrawal

Rs.1 lac purchase limit

1 point for every Rs. 200 spent

10% cash back on movie tickets

Personal Accident Insurance Cover of Rs. 3 lacs

Visa Classic Platinum Debit card

Rs.40,000 cash withdrawal

Rs.1 lac purchase limit

NAPersonal Accident Insurance Cover of Rs. 2 lacs
RuPay Platinum Debit Card

Rs.40,000 cash withdrawal

Rs.1 lac purchase limit

NA

Cashback on Utility bill payments

Airport Lounge Access

RuPay Platinum NRO Debit Card

Rs.75,000 cash withdrawal

Rs.2 lac purchase limit

NA

Cashback on Utility bill payments, fuel transactions & train ticket bookings

Airport Lounge Access

Smart Privilege Debit Card

Rs.40,000 cash withdrawal

Rs.1 lac purchase limit

1 point for every Rs. 200 spentPersonal Accident Insurance Cover of 3 lac
Gold Debit Card

Rs.50,000 cash withdrawal

Rs.1.5 lac purchase limit

1 point for every Rs. 200 spent

2.5% Fuel Surcharge Waiver

Personal Accident Insurance Cover of Rs. 5 lacs

Gold Plus Debit Card

Rs.50,000 cash withdrawal

Rs.1.5 lac purchase limit

1 point for every Rs. 200 spent

2.5% Fuel Surcharge Waiver

Complimentary access to airport lounges

MasterCard Classic Debit Card

Rs.40,000 cash withdrawal

Rs.1 lac purchase limit

NAPersonal Accident Insurance Cover of Rs. 2 lacs

How secure is the Axis Bank Debit Card?

All Axis Bank debit cards have secured online payment service through Verified by Visa. For any transaction online, it confirms your identity before making the payment. This helps in avoiding any fraudulent transactions on your card or skimming. The bank also offers an assistance plan to protect your debit card from loss, theft or fraud.

Axis Bank allows you to modify the limits of spend on the card as and when you want. This helps in keeping any misuse in the check. One can also turn on/off the debit card by keeping the limit at zero. Customizing the debit card helps in preventing fraudulent transactions. International usage can be activated and deactivated to help avoid any misuse.

What is a Contactless Debit Card?

Axis Bank has introduced contactless debit cards which is very convenient to use for transactions up to Rs. 2000/-. There is no need to swipe the card to make the payment or enter the PIN. One only needs to tap the merchant swiping machine with the Axis Bank Contactless Debit card and the payment comes through. This type of card contains a chip and an antenna with radio frequency. When the card is tapped against the swiping machine, the details are transferred wirelessly to process the payment.

This is a very convenient product and more secure than the traditional method. One needs to apply for a new card which contains the chip else the Contactless option will not work. The cardholder also benefits from the lost card liability like the normal debit card.

FAQs: Axis Bank Debit Cards

(1) What is the transaction limit on the Axis Bank Contactless Debit card?

You can use the contactless feature for transactions up to Rs. 2000/-. For payments above Rs. 2000/-, one will need to swipe the card in the regular manner.

(2) Is there a daily limit to the number of transactions done through contactless debit card?

Yes, currently the bank allows only a maximum of 5 transactions per day on the contactless debit card. You can use the debit for further transactions on the same day in the regular way of swiping and entering the PIN.

(3) Can I change the limits on my debit card?

Yes, at your convenience it is possible to change the limits on your debit card. Such customization helps in protecting your card against any misuse.

(4) What is a CVV number?

Card Verification Value (CVV) for Visa and Mastercard are used for online transactions. It is the final 3 digits of the number printed on the signature behind the debit card.

(5) Is it possible to change the PIN of my debit card?

Yes, the PIN of your debit card can be changed by visiting the closest ATM. This should be done on a regular basis to avoid skimming or misuse of your card.

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