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IndusInd Bank Debit Cards
We live in a digital age where plastic money has replaced good old cash. People have migrated to this generation payment method because it is convenient and safe. Demonetization too brought an enormous shift in the consumer’s notion about debit cards and credit cards. Merchant establishments have adapted their business model to include digital payments, giving customers the freedom to choose from payment options like debit and credit cards, payment wallets, UPIs, internet banking etc;
IndusInd Bank, with more than two decades of service in the banking domain, has achieved consistent profitability and productivity through the years. It has worked with the sole aim of progress and development and in providing the highest quality of banking solutions to all its customers.
IndusInd Bank has secured a place for itself in the personal banking turf with its products like savings bank accounts, current accounts, FD/RD accounts, loans, insurance, foreign exchange, investment products etc;
They offer one of the widest range of Debit card products to their customers. Their cards are designed to suit customer needs while giving innovative solutions to everyday banking needs
Secure & convenient
IndusInd debit cards provide a hassle-free way of shopping at merchant establishments or online through Mastercard SecureCode, Verified by Visa Password or an OTP sent to the registered mobile number. Choose from a range of International and Premium debit cards powered by Visa or Mastercard.
Access to money
with more than 2200 ATMs across India, you have instant access to your account 24x7. ATM facilities include cash withdrawal, cash/cheque deposit, balance enquiry, mobile top-up, credit card bill payment, etc.
Rewards for shopping
earn rewards for every swipe of your debit card, either online or at merchant establishments. Redeem these reward points to get exciting gifts and benefits
Exclusive member benefits and discounts
enjoy exclusive discounts and periodical offers at various outlets and websites when making payments with IndusInd debit cards. Other benefits include free movie tickets, cashback offers, fuel surcharge waiver, air accident cover and complementary lounge access on select debit cards.
Protection & Insurance
insurance against losses due to theft of card. Also enjoy complimentary insurance on consumer durables purchased using IndusInd debit cards.
Personalize
make your debit card special with a picture of your choice
Contactless cards
Cards that allow you to pay with just a tap or wave near the machine at merchant establishments
Types of IndusInd Bank Debit Cards
IndusInd Bank has various types of cards on offer. Customers can choose between a Mastercard, Visa or RuPay cards based on their spending habits and the reward points and benefits offered on each card.
PIONEER World Debit Card
- A Mastercard powered International debit card that offers different card options to choose from
- Chip based contactless cards for a hassle-free shopping experience, allow you to just tap your card and make purchases of up to Rs. 2000 without a PIN
- Free unlimited access to ATMs across India and abroad
- Daily shopping limit of Rs. 10,00,000/- and ATM cash withdrawal limit of Rs. 5,00,000/- per day
- Up to 5x reward points every time you use the card
- Attractive offers on BookMyShow bookings
- Discounted charges on cross currency usage
- Complementary lounge access at select Domestic & International airports in India
Titanium Debit Cards
- Mastercard powered international debit card
- Daily shopping limit of Rs. 1,00,000/- per day. ATM cash withdrawal limit of Rs. 50,000/- per day
- Complimentary card insurance with lost card liability of Rs. 3,00,000/- and purchase protection of Rs. 50,000/-
- Access to over 2200 IndusInd Bank ATMs across India
- Exclusive Titanium Metro Cards offered for Delhi NCR that can be used as a smart card on the Delhi Metro Network with 10% discount on fares
- Secure your online shopping with Mastercard SecureCode or opt to receive OTP on your registered mobile number every time you shop online
- Special waivers on fuel surcharge of 1.25% up to Rs. 125 per month
- Buy one Get one free offers on BookMyShow bookings
Signature Debit cards
- International Debit cards powered by VISA
- Access to over 2200+ IndusInd ATMs across India for cash withdrawal, cash/cheque deposits, balance enquiry, mobile recharge and other requests
- Cash withdrawal facility at over 120,000 VISA/PLUS ATMs across India and abroad
- Accepted by over 9 lakh merchant establishments in India and over 26 million merchant locations worldwide
- Daily shopping limit of Rs. 3,00,000/- and ATM cash withdrawal limit of Rs. 2,00,000/-
- Joining bonus offered as Rs. 4000/- worth shopping vouchers of leading brands
- BookMyShow offers of Buy One Get One free up to a max. value of Rs. 900
- Up to 6x reward points for online and International usage
- Secure your online shopping with Verified by Visa or opt to receive OTP on your registered mobile number every time you shop online
- Complementary lounge access at select Domestic & International airports in India
Platinum Debit Cards
- International Debit cards powered by VISA to offer easy and convenient shopping experience around the world
- Access to over 2200+ IndusInd ATMs across India
- Cash withdrawal facility at over 120,000 VISA/PLUS ATMs across India and abroad
- Accepted by over a million merchant locations in India and worldwide
- Daily shopping limit of Rs. 2,50,000/- and ATM cash withdrawal limit of Rs. 1,25,000/-
- Joining bonus of Rs. 2500/- worth shopping vouchers of leading brands
- Bonus reward points for first shopping transaction, ATM card activation, Mobile banking and Net banking activations
- BookMyShow offers of Buy One Get One free up to a max. value of Rs. 900
- Up to 6x reward points for online and International usage
- Secure your online shopping with Verified by Visa or opt to receive OTP on your registered mobile number every time you shop online
- Complementary insurance – lost card liability of Rs. 3,00,000/-, Air accident insurance of Rs. 30,00,000/-, Personal accident insurance of Rs. 2,00,000/-, Purchase protection of Rs. 50,000/-
DUO Card
- First of its kind card in India that serves as both a debit card and a credit card. The card is embedded with two magnetic strips and two EMV chips, that allows you to choose the relevant card at the time of transaction
- Removes the hassle of carrying multiple cards
- BookMyShow special discounts on every booking
- TravelPlus Program exclusively for Duo Credit card transactions offers special waivers on select lounges at airports in India and abroad
- Nil surcharge on fuel for DUO debit cards and 1% fuel surcharge waiver for DUO credit cards
- Complementary card insurance – air accident cover of up to Rs. 25 lakh, insurance on lost or delayed baggage, loss of passport or ticket, lost card liability of Rs. 3 lakh, purchase protection of Rs. 50,000/-
Signature payWave Debit cards
- Contactless cards with unique Tap and Pay technology allows transactions of up to Rs.2000/-without a PIN
- Daily shopping limit of Rs.3,00,000/- and ATM cash withdrawal limit of Rs.1,50,000/-
- Joining bonus of Rs.10000/- worth shopping vouchers of leading brands
- Bonus reward points for first shopping transaction, ATM card activation, Mobile banking and Net banking activations
- Up to 6x reward points for online and International usage
- Secure your online shopping with Verified by Visa or opt to receive OTP on your registered mobile number every time you shop online
- Complementary insurance – lost card liability of Rs. 3,00,000/-, Air accident insurance of Rs.30,00,000/-, Personal accident insurance of Rs. 2,00,000/-, Purchase protection of Rs.50,000/-
Joining fees & Annual fees
| Regular debit Card | based on account type | based on account type |
|---|---|---|
| Gold/Titanium Debit Card | based on account type | based on account type |
| Titanium Metro Debit Cards | between Rs.249/- to Rs.299/- + taxes | between Rs.249/- to Rs.299/- + taxes |
| Platinum Debit Cards | between Rs.1500/- to Rs.2500 + taxes | Rs.799/- + taxes |
| Signature Debit Cards | Rs.5000/- to Rs.10000/- + taxes | Rs.1499/- + taxes |
| DUO Cards | based on account type | based on account type |
Reward points structure
| Card | Reward structure |
|---|---|
| Regular Debit Card | Flat reward points of 1 point for every Rs.500/- spent |
| Gold/Titanium Debit Card | Flat reward points of 1 point for every Rs.400/- spent |
| Titanium Metro Debit Cards | Flat reward points of 1 point for every Rs.400/- |
| Platinum Debit Cards | Transactions up to Rs.5000– 2 points every Rs.200 Transactions of Rs.5000 – Rs.10000 – 3 points for every Rs.200 Transactions of Rs.10000 – Rs.20000 – 4 points for every Rs.200 Transactions of Rs.20000 – Rs.40000 – 5 points for every Rs.200 above Rs.40000 – 6 points for every Rs.200 |
| Signature Debit Cards | Transactions up to Rs.5000– 2 points every Rs.200 Transactions of Rs.5000 – Rs.10000 – 3 points for every Rs.200 Transactions of Rs.10000 – Rs.20000 – 4 points for every Rs.200 Transactions of Rs.20000 – Rs.40000 – 5 points for every Rs.200 Transactions above Rs.40000 – 6 points for every Rs.200 |
| DUO Cards | Flat reward points of 1 point for every Rs.150/- spent |
FAQs: IndusInd Bank Debit Cards
(1) Can I use IndusInd Bank debit cards at foreign locations?
Yes, IndusInd Debit cards can be used at over a million merchant establishments in India and abroad. You can use the cards at over 120,000 ATMs powered by Visa/PLUS worldwide
(2) Is it safe to use IndusInd Bank debit cards for online transactions?
IndusInd Bank debit cards are secured by Mastercard SecureCode or Verified by Visa features that ensures the safety of all your online transactions. You can also register for the OTP facility on your registered mobile number that ensures added security every time you transact online.
(3) What is a Contactless card?
Signature payWave Debit cards by IndusInd Bank embeds the Tap and Pay Technology that allows one to just tap or wave the card near the swiping machine to make a payment. This feature can be used to pay for amounts of up to Rs. 2000/- without a PIN.
(4) What is the DUO Card?
DUO card is a first of its kind debit card that serves as both a debit card and a credit card. It is embedded with dual magnetic strips and dual EMV chips. It allows you to select the relevant card at the time of transaction.
(5) What are the facilities available at an IndusInd ATM for debit card users?
A customer can perform the following functions at any IndusInd ATM
- Cash withdrawal
- Cash/cheque deposit
- Balance enquiry
- Mobile top-up
- PIN change request
- Utility bills payment
- Credit card payments
- Print mini-statement
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