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RBL Bank Debit Card

Since demonetization, people avoid carrying cash and prefer to carry plastic money which opens a world of opportunities. Debit cards are one such option. You can shop at malls, buy flight tickets, and pay for petrol, food, and a whole lot more.

RBL Bank offers their customers the facility to know the balance in their account before the swipe their debit card. This facility is available by giving a missed call to a specified number and the call is free of cost.

Types of Debit Cards

  • Signature World Debit MasterCard :
  • Having this card opens a world of opportunities. It is handcrafted for signature banking customers of RBL Bank. You can withdraw an amount of Rs. 1,50,000 from an ATM a day and enjoy shopping up to a limit of Rs. 3,00,000 a day, which includes online transactions. There is no charge for withdrawal from any ATM in India. This card is accepted all over the world at ATMs and POS terminals that accept MasterCard. You can have complimentary access to lounges at select airports in India. You can also play three complimentary golf games and get one lesson in golf a month. You can enjoy 50% discounted golf games in 18 golf courses in the country.

  • Platinum First Debit Card :
  • The RBL Bank Platinum First debit card allows you big discounts on jewellery at Joyalukkas and renting space at AWFIS centres. Of course, the usual shopping discounts, vouchers, and reward points are also available. The RBL Bank Platinum First debit card comes with a daily POS shopping limit of Rs. 2,00,000 per day and an ATM cash withdrawal limit of Rs. 1,00,000 per day.

  • Titanium First Debit Card :
  • This card too carries discounts at Joyalukkas as well as AWFIS. In addition to that, a 15% discount is available at Ferns N Petals as well apart from the usual discounts and reward points. All this is subject to a shopping limit of INR 1,00,000 and a withdrawal limit of INR 50,000 per day. The Titanium First debit card is accepted worldwide allowing you to shop in any corner of the world.

  • RBL Woman’s First Debit Card :
  • This one is obviously for women. With the RBL Woman’s First debit card you can avail of medical services specific to women – such as mammography – at a discount of 20%. The card also facilitates video calls with doctors along with consultation service discount. All this is subject to certain limits and terms. Visit the bank website for details.

  • Business First Debit Card :
  • A card designed specifically for the travelling businessperson the RBL Bank Business First Debit Card gets you cash-back on travel to certain destinations. Discounts are also available for midscale and economy hotels, restaurants, and fuel. For details on terms and limits, visit the bank website.

  • India Startup Club Business Debit Card :
  • This is similar to the Business First debit card but with lower limits. In addition to flight, hotel, and restaurant discounts, this card provides the facility to participate in merchants’ cash-back scheme. The credits go to your RBL Bank account that is linked to the card.

  • RBL Bank Platinum Debit Card :
  • with this card, you can avail of unlimited free transactions anywhere in India. You can withdraw cash of Rs 1, 00,000/- a day. You can access funds round the clock. Debit card pin will be generated instantly with SMS.

  • RBL Bank Classic Debit Card :
  • Withdraw cash up to Rs 50,000/- a day and shop up to Rs1, 00,000/- with the RBL Bank Classic debit card. Enjoy unlimited free transactions anywhere in India. You can enjoy secure shopping using OTP generated via SMS.

  • RBL Bank RuPay Debit Card :
  • RBL Bank RuPay Debit Card offers you a shopping limit of Rs 30,000/- and cash withdrawal of up to Rs 50,000/- per day. You can enjoy 5 free withdrawals a month at local ATMs of any bank. You can also access funds 24/7.

  • RBL Bank RuPay Kisan Card :
  • This is for those working in the agricultural sector that offers a host of specific benefits. The withdrawal limit is INR 10,000 per day at any ATM pan India. It also offers a paid accident insurance for INR 1,00,000 to the holder of the card.

  • Prepaid Cards :
  • RBL Bank has 6 prepaid cards, RBL Happy Card, Oxigen Wallet Prepaid Visa Card, Udio RBL Bank Visa Card, YouFirst RBL Gift Card, Wave Gift Card, and RBL Zeta Optima Prepaid Card, in addition to those listed above.

Features of RBL Bank Debit Card

Some of the features of RBL Bank Debit Card are

Ease of Access :

With RBL Bank Debit cards you can make hassle-free online tax payments using corporate or retail internet banking. You can also initiate an online request for e-payment of direct tax. RBL Bank debit cards can also be used for paying bills and remittances. Utility bills, insurance premiums, telephone bills, and donations can all be paid online using your debit card.

Safety :

The transactions made using RBL Bank debit cards are sanctioned by OTP, which is sent to the registered mobile number of the account holder to ensure that the transaction is executed by the right person. At ATMs and POS machines, users will have to enter their PIN number, which will be matched to the account number before the transaction is approved.

How secure is the RBL Bank Debit Card?

RBL Bank has associated with MasterCard and Visa to help you securely shop – both online and offline - with your RBL Bank debit cards. Debit cards come equipped with an EMV (EuroPay, MasterCard Visa) chip, which acts as further security in addition to your PIN. You can also opt for two-factor validation. Besides, you will be alerted by an SMS each time a transaction is executed using your RBL Bank debit card so you can take immediate action in case you suspect foul play.

What the Benefits of having RBL Bank Debit Card?

RBL Bank debit cards bring you a matchless banking experience. Here is why it is beneficial to have an RBL Bank debit card with you wherever you go -

  • Easy purchase anywhere, anytime at the click of a button.
  • RBL Bank debit cards can help you transact business with top merchants in the country.
  • You can pay for hotels, tax, apparels, gifts, matrimony, electronics, florist’s top-ups and a lot more.
  • You can get reimbursement of Rs. 1,50,000 in case of robbery.
  • With Signature world debit MasterCard, purchases and e-Purchases are insured up to Rs. 35,000.
  • You are insured up to Rs. 35,000 for loss of checked baggage.
  • You are also insured up to Rs. 15,000 for loss of passport and travel documents.
  • Enjoy US Pizzas at discounted prices.
  • In addition, save up to 12% on purchases at Shopper Stop.
  • You can enjoy 20% discount at Netmeds.com with RBL Platinum first debit card and Titanium first debit card.
  • Malls stores like Bigbasket, US Pizza and many others offer discounts with RBL Platinum First Debit Card and Titanium First Debit Card.
  • You can enjoy beauty treatments at Enrich salons with 15% discount if you have RBL Platinum First debit card and Titanium First debit card.
  • RBL Bank debit cards facilitate quick payment using UPI (Unified Payment Interface) for registered users.
  • RBL Bank also has ChatPay, an app, which lets you transfer money while chatting with the receiver.
  • If you have a debit card of RBL Bank, you can recharge your mobile with a missed call and continue talking immediately.
  • RBL Bank also has Bharat QR facility making transactions easier and convenient for all its customers.

How to apply for an RBL Bank Debit Card?

If you want to apply for an RBL Bank Debit Card, you have to go to the website and fill in the application form and submit it to the nearest branch of RBL Bank. You can also head directly to the nearest branch and fill in a physical form. If you are an existing account holder and are KYC compliant, you can receive your debit card instantly. If not, you may be required to open an account and submit KYC documents.

FAQs about RBL Bank Debit Cards

(1) What happens if my debit card is lost?

If your debit card is lost or misplaced or you suspect foul play call the RBL Bank customer care number to block your card. Once this is done, the customer care representative will guide you through the further process. You can also receive protection subject to certain limits on certain debit cards.

(2) How to avail of shopping privileges?

Activate your RBL Bank Debit Card and receive a unique voucher code. Use this to avail shopping benefits.

(3) What special benefits does RBL Bank offer to women?

RBL Bank offers their female customers a specialized debit card called the RBL Women’s First debit card.

(4) How to avail of discounts on India Startup Club Business Debit Card?

When you activate the card by using it at any ATM or use it within 60 days at POS terminals for purchases you will receive a discount voucher code.

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