CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Is your Credit Score >750?
Girls and women have been subjected to centuries of discrimination in a patriarchal society. That has been slowly changing and there is an increased awareness about equality towards girl children and providing them with equal opportunity in society.
The Government of India has taken numerous measures to ensure the equality of girl children. A huge number of welfare schemes and financial aids are introduced regularly for ensuring the welfare of the girl child, their education and health.
About Top 10 Government Schemes for Girl Children in India
According to recent census statistics, the child sex ratio of girls to boys (0-6 years) declined to 919 girls per 1,000 boys from 927 girls per 1,000 boys in 2001. The adverse sex ratio is the culmination of a conservative way of thinking that households do not want to give birth to a daughter and nurture her to achieve her abilities.
Even before the child is conceived, a ‘Girl Child’ faces discrimination. Female infanticide is a disturbing phenomenon in India, as low-cost abortion technology enables households to exercise their choice for boys over daughters. She's 'lucky' if she's allowed to be born. Right after birth, the infant faces bigotry and injustice. She is not provided with adequate meals compared to her male siblings, her education is not given much priority. And in many instances, parents want their sons to resume schooling, and wish their daughters to sit at home and do household work.
Considering the numerous obstacles that come in the way of a girl child, throughout her life, the government has many schemes in place to make sure that she is given the right opportunity and additional aid to help her progress and succeed in life. Some of the top schemes are given below;
Beti Bachao Beti Padhao is a central government scheme that helps girls throughout the nation. The primary purpose of this scheme is to save the child from social problems such as gender-based abortions and advance child education around the country. This program was initially meant for districts considered to have a low sex ratio and successfully extended to other regions of the country. This is essentially an educational programme to help change societal attitudes and does not entail the immediate transfer of funds. The key aims of this child protection scheme include:
Sukanya Samriddhi Yojana Account is a Government of India backed savings scheme designed for parents of girl children. The scheme allows parents to set up a trust for their child's eventual schooling and marriage expenses. It encourages parents to systematically save for their daughter’s higher education and marriage so that the perception of a girl child being a burden on her parents is abolished.
All parents and guardians of girl children under the age of 10 can open this account. Only one account per child is allowed. Parents can open up to two accounts for two of their children (exceptions allowed for twins and triplets). The account is portable anywhere in India and can be accessed at any branch of the post office or the bank.
The Balika Samridhi Yojana is a scheme similar to the Sukanya Samriddhi Yojana. Under the scheme, limited saving opportunities are offered for the parents of the girl child.
The Mukhyamantri Rajshri Yojana was launched in Rajasthan. It offers monetary benefits to parents of girl children, starting from their birth till their higher education;
Who is eligible to enter the Scheme?
How to apply for the benefits under the scheme?
You need to visit the closest bank to register for the scheme. Certain banks have been designated to carry out the application process under this programme. Applicants can also approach the Collector's Office, Gram Panchayat or Zilla Parishad.
Mukhyamantri Laadli Yojana
The Mukhyamantri Laadli Yojana is a savings scheme specially designed for parents of a girl child. Under this scheme, an initial deposit of Rs.6000 has to be made into your post office savings account for a fixed tenure of five years. The girl child then receives the following monetary benefits in regular intervals –
The CBSE Udaan scheme for girls is implemented by the Central Board of Secondary Education, under the Ministry of Human Resources Development, Government of India. The goal of this scheme is to increase the student enrolment of girls in prestigious engineering and technical colleges across India. Students should go to their CBSE school to participate in this programme.
Eligibility to enrol in the CBSE Udaan Scheme
The National Scheme of Incentive to Girls for Secondary Education is a pan India scheme operated by the Department of Education and Education, Ministry of Human Resources Development, Government of India. It is mainly for the benefit of girls in the disadvantaged classes of India. Once a qualifying student has been chosen, Rs. 3000 will be deposited as a fixed deposit on her behalf. This balance can be withdrawn with interest after the pupil has passed the class 10 exam and has reached the age of 18 years.
Eligibility criteria to enrol under the National Scheme of Incentive to Girls for Secondary Education
Mukhyamantri Kanya Suraksha Yojana is yet another reward programme introduced by the Bihar state government to reward the parents of every girl child. Under this scheme, an amount of Rs.2000 is released after the birth of a girl child. You can avail this benefit by producing the birth certificate of the girl child.
What is the eligibility criteria to enrol under the Scheme?
The Mazi Kanya Bhagyashree scheme was launched in the state of Maharashtra. This scheme provides the following monetary benefits to the mother of a girl child –
The following list of documents are to be submitted along with the application form:
This scheme is specific to the Uttarakhand state. Under the scheme, a fixed deposit of Rs. 1,500 is made in the name of a new born girl child. The principal amount, along with accrued interest is given to the girl child after she attains the age of 18 years and has completed her higher education.
1. Can I take a loan under the Sukanya Samriddhi plan?
No loan option is currently available under your Sukanya Samriddhi Yojana account. However, you can withdraw up to 50% of the accrued amount once the girl reaches 18 years of age towards her education expenses.
2. What kind of financial aid can I get under the Beti Bachao Beti Padhao program?
financial aid one. The primary purpose of this scheme is to save the child from social problems such as gender-based abortions and advance child education around the country.
3. What is the total financial aid available under the Balika Samriddhi Yojana?
Balika Samriddhi Yojana is an affordable savings scheme aimed at families that are ‘Below Poverty Line’. Rs.500 is provided at the time of birth of each girl child. While attending school, an annual scholarship of Rs. 300 - Rs. 1000 is provided till the girl child completes her Grade X.
4. Where can one enrol for these schemes?
All these schemes are conveniently available at your nearest post office and public sector banks. A few private sector banks are also roped in to take these benefits to every citizen of the country.
Atal Bhujal Yojana
Ayushman Bharat Scheme
Balika Samridhi Yojana
Beti Bachao Beti Padhao
Difference Between EPF And PPF
Digital India Mission
EPF Transfer Process When You Switch Jobs
Gold Monetization Scheme
How To Login To The EPFo Member Portal
How To Merge Two Uan EPF Accounts
How To Register EPF Grievance Online
How To Transfer EPF Online
How To Update Kyc For EPF Uan
Jal Shakti Ministry
Kanyashree Prakalpa Yojana
Karnataka Bhagyashree Scheme
Ladli Laxmi Yojana
Make In India
National Mission For Clean Ganga
National Securities Depository Limited
Pm Cares Fund
Post Office Monthly Income Scheme
Post Office Tax Saving Schemes
Post Office Time Deposit Scheme
Pradhan Mantri Awas Yojana
Pradhan Mantri Garib Kalyan Yojan
Pradhan Mantri Kisan Maan Dhan Yojana
Pradhan Mantri Kisan Samman Nidhi Scheme
Pradhan Mantri Matru Vandana Yojana
Pradhan Mantri Shram Yogi Maandhan Yojana
Pradhan Mantri Ujjwala Yojana
Pradhan Mantri Vaya Vandana Yojana
Rajiv Gandhi Equity Savings Scheme
Sansad Adarsh Gram Yojana
Senior Citizen Savings Scheme
Setu Bharatam Yojana
Shram Suvidha Portal
Skill India Mission
Start Up India
Sukanya Samriddhi Yojana Account
Swachh Bharat Mission
Ujwal Discom Assurance Yojana