Interested in financial products
CreditMantri
Processing

Introduction

India is one of the youngest countries in the world, with the majority of its population in the age group of 25 to 45 years. The rate of increase of population in India is also high as compared to other developed nations. However, this population explosion is a double edged sword and a majority of our population still belongs to the lower middle class or the economically weaker sections of the society. The major brunt of these conditions is faced by women and children of our country who face malnutrition or undernutrition on account of lack of employment opportunities or funds to sustain their nourishment needs.

The Government of India has therefore come out with a welfare scheme especially targeting first-time mothers with an aim to provide them with monetary incentive so they can get proper nourishment during their pregnancy as well as proper rest before and after the birth of their first child.

The Pradhan Mantri Matru Vandana Yojana was launched by the central government in 2017. This scheme was launched pan India for the benefit of all first time mothers and eventually their babies. Given below are the details of the Pradhan Mantri Matru Vandana Yojana.

Objectives of the Pradhan Mantri Matru Vandana Yojana

India constitutes a large percentage of undernourished women in the world. An undernourished woman has a higher chance of giving birth to an underweight child. Women often have to work till the very end of their pregnancy and again join the office soon enough after their delivery. There are many reasons for this, one of the main being the lack of equal employment opportunities for women post childbirth if the woman takes a longer break from work. This takes a toll on the health of the mothers and the children as well as they do not get the required minimum six months of nourishment through breastfeed. The scheme was thus launched with the following objectives.

  • To provide monetary compensation for the loss of earnings on account of maternity leave and enabling the mothers to get proper rest pre delivery as well post delivery of the child.
  • Improving the health of pregnant and lactating women.

Eligibility for Pradhan Mantri Matru Vandana Yojana

Pradhan Mantri Matru Vandana Yojana provides cash incentives to all expecting and lactating mothers. The target beneficiaries under the scheme are the explained below.

  • The woman should be a citizen of India.
  • All expecting women and lactating mothers whose pregnancies fall on or after 1st of January 2017. The scheme is applicable only for the first child of the family.
  • The scheme excludes expecting and lactating mothers in following cases
    • Women who are in regular employment of the Central Government
    • Women who are in regular employment of the State Government
    • Women who are already eligible to receive similar benefits under any other existing scheme of Central or State Government.

For determining the date and stage of pregnancy, the Last Menstrual Period (LMP) of the pregnant woman is considered as per the records of Mother and Child Protection (MCP) Card.

What is the MCP card?

MCP (Mother and Child Protection) card is the tool that is provided jointly by the Ministry of Women and Child Development and Ministry of Health and Family Welfare. This card is used to inform and educate the mothers and family with different aspects of child care and maternal care. This card helps in identification and management of any possible complications during any stage of pregnancy or childbirth or post natal period.

Documents for Pradhan Mantri Matru Vandana Yojana

The documents required for Pradhan Mantri Matru Yojana are some of the KYC documents along with certain documents specifically required under the scheme.

Following is the list of documents needed for Pradhan Mantri Matru Vandana Yojana.

  • Application Form for Pradhan Mantri Matru Vandana Yojana
  • Identity Proof of the expecting mother
  • Bank account details of such mother
  • Post Office Account Passbook
  • MCP Card Copy
  • Consent or undertaking duly signed by the applicant and her partner or husband.

Features of Pradhan Mantri Matru Vandana Yojana

Pradhan Mantri Matru Vandana Yojana provides monetary benefits to the expecting mothers as a compensation for the loss of wages on account of maternity leave. The key benefits under the scheme are,

  • Monetary benefit of Rs. 5,000 to the expecting mothers from the time of initial stage of pregnancy till the time the child is born.
  • Additional benefit of Rs. 1,000 is provided under the Janani Suraksha Yojana post the institutional delivery.
  • The benefit of Rs. 5,000 is provided in three installments at predefined stages according to the guidelines of the scheme.
  • Credit of the benefit under the scheme is credited directly to the bank account of the pregnant mother.
  • The first installment of Rs. 1,000 is paid at the time of registration of the pregnancy at the nearest Anganwadi Center or Approved Health Facility
  • The second installment of Rs. 2,000 is paid at the time of completing 6 months of pregnancy and receiving at least one ante-natal check up
  • The third and last installment of Rs. 2,000 is received after the birth and registration of birth of such child and after such child receives the first cycle of immunization for BCG, OPV, DPT and Hepatitis-B.

How to apply for Pradhan Mantri Matru Vandana Yojana?

The application under Pradhan Mantri Matru Vandana Yojana can be done within 30 days of the last menstrual period of the pregnant mother. For this purpose, the LMP registered as per the MCP card will be considered to be the date of Pregnancy under the scheme.

The application process under the scheme can be done through online or offline procedure.

Online Application Process 

The online process allows the applicant to apply for the scheme from anywhere and at any time. The process for the same is explained below.

  • First step is to visit the website for this scheme at the following link,
  • After visiting the website, applicants will have to log in to the PMMVY scheme using the login details
  • Next step is to click on ‘New Beneficiary’ for registering under the scheme.
  • This will require filling all the relevant details in Form 1A for receiving benefit of the first installment under the scheme.
  • For receiving the next installment under the scheme, the applicant will have to login at the completion of 6 months of pregnancy and then click on ‘Second Installment’.
  • They will have to fill form 1B for receiving the second installment.
  • The third installment will be disbursed after the birth and registration of the child and when such child receives their first BCG, OPV, DPT and Hepatitis-B immunization.
  • For receiving the third installment, the applicant will have to login to the PMMVY account and click on ‘Third Installment’

Offline Application Process

The offline application process involves the expecting mother to first register for the scheme at the nearest Anganwadi Center or a Government approved facility. This initial registration can be done within 150 days of the LMP. Registration can be done by submitting the necessary documents mentioned above. The application form to get benefit of the first installment under the scheme is for 1A.

The benefit of the second installment of Rs. 2,000 can be availed by submitting Form 1B and the Copy of the Ante-Natal Check-up and the copy of the Application Form 1A.

The third and final installment is received post birth of the child. It is credited to the account of the mother after submitting the copy of the registration of the birth of the child and after completing the immunization of the BCG, OPV, DPT and Hepatitis-B.

All the forms have to be physically submitted at the nearest Anganwadi center or the Government Approved Facility for availing all the monetary benefits.

Conditions for Availing the Monetary Benefits of Pradhan Mantri Matru Vandana Yojana

The monetary benefits under the scheme can be availed only for the birth of first child. There are many conditions involved in case of a miscarriage.

Following are the details regarding the same.

  • The monetary benefit is provided in installments at each specified stage of pregnancy and delivery.
  • If the mother suffers a miscarriage at any point in the pregnancy, the benefit under the scheme is provided only up to the eligible stage of pregnancy. For example, if the miscarriage happens after receiving the first installment and before the second, the next two installments under the scheme will not be given to such mother. However, she will be eligible for the balance two benefits at the time of second pregnancy.

FAQs – Pradhan Mantri Matru Vandana Yojana

1. What are the contact details for any queries about the scheme?

Applicants can contact the authorities for any query regarding the scheme through any of the following means.

  • Helpline number – 011 – 233 81611 (Ministry of Women and Child Development)
  • Email – nic-mwcd@gov.in

2. What are the documents required at each stage of application under the scheme?

The documents required for each stage of application under the scheme are tabled below.

FormDocuments required

Form 1A

  • Application Form 1A
  • MCP Card Copy
  • Identity proof 
  • Bank Account details

Form 1B

  • Application Form 1B
  • MCP Card Copy

Form 1C

  • Application Form 1C
  • MCP Card Copy
  • Aadhaar Card
  • Birth Registration Certificate of Child

3. What is the total monetary benefit available under Pradhan Mantri Matru Vandana Yojana?

The total benefit available under Pradhan Mantri Matru Vandana Yojana is Rs. 5,000. Additional Rs. 1,000 is available under the Janani Suraksha Yojana post the institutional delivery.

4. Can a mother avail the benefit under the scheme even if she suffers a miscarriage or has a still birth?

No. If the mother suffers a miscarriage or has a still birth, such mother will not be eligible for the monetary benefit under the scheme. Benefit will be disbursed to her account only till the eligible stage of pregnancy prior to such miscarriage or still birth.

5. What are the exclusions from eligibility under the scheme?

Pradhan Mantri Matru Vandana Scheme is available to all the expecting mothers and lactating mothers in our country. However, the scheme has certain exclusions. The details of the same are mentioned below.

  • Women who are in regular employment of the Central Government
  • Women who are in regular employment of the State Government
  • Women who are already eligible to receive similar benefits under any other existing scheme of Central or State Government.

×Thank you! Your comment will be reviewed and posted shortly.

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.