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UCO Net Banking

UCO net banking services is an electronic medium via which you can access various services of UCO Bank at any time anywhere through the internet. UCO bank customers have online, real time access for different services provided under a safe environment.

Features of UCO Net banking

The net banking services of the bank are widely used by customers in today’s day and age. The net banking services provide the benefit of carrying out multiple banking functions from the comfort of one’s home or from anywhere and at any time at their convenience. There are many features of the net banking services of the bank. Some of such features are mentioned below.

  • Net banking services of the bank can be used to get the mini account statement of the account holder.
  • The account holder can also use the net banking services to view all the accounts linked to the customer id.
  • Another use of net banking is to inquire about the balance held in the account at any point in time.
  • UCO Net banking can be used to make bill payments for various utilities or at any e-commerce websites.
  • One of the main features of the UCO Bank net banking is funds transfer to any account within the bank or any other bank. Funds transfer can be through any of the modes like NEFT/ RTGS/ IMPS.
  • Account-holders can also use the net banking services for opening various deposits like Recurring Deposits, Fixed Deposits. It can also be used to renew any deposits or to close any existing RD, FD, etc. or open any other services like PPF account, Atal Pension Yojana Registration, Online Sovereign Gold Bond, Form 15G/ 15H.
  • UCO Bank net banking can be used to make contributions to Prime Minister National Relief Fund
  • Another important use of net banking is to file income tax returns and to make timely income tax payments or view the direct tax or indirect tax payments made by the account holder.
  • Net banking facilities can be used to open Demat accounts or apply for an IPO.

How To Apply To UCO Bank Net Banking?

UCO Bank Netbanking can be accessed by its account holders who have registered for online banking at the bank. Account holders have to fill the application form which can be generated online and then submit the form at a branch of the bank. The following are the steps to register for internet banking:

Go to the official website of UCO Bank and click on E-Banking.

Select ‘Login’

Select ‘Download Application Form’ from the menu shown on the left-hand side on the next screen. You will see two choices on the next page:

1. Download personal/Kid’s e-Banking application form

2. Download Corporate e-Banking application form

3. Post choosing the suitable option, you will be forwarded to the application form.

4. Download the application form, take a printout, and fill in all the details such as CIF number, date of birth, name of the customer, address, mobile number, email-id, etc.

5. Submit the filled up application form at your home branch.

6. You will be allocated an user ID that is confidential and some secret passwords after depositing the application.

7. After obtaining your user-ID and password, it is necessary to change the password assigned by UCO Bank when you access it for the first time.

How To Register To UCO Bank Net Banking?

The bank has specified the format required by each category of applicants for registering with the internet banking services of the bank. The details of the same are provided here under.

Category of customersMode of registration for internet banking
Retail customersOnline or offline mode
Kid customer (account holder being of the age 10 years to 18 years)Online or offline mode
Corporate Customer Offline mode

The following are the steps to register through the online mode:

  • Visit the official website of UCO Bank and select the ‘E-Banking’ option or directly open the UCO Bank internet banking page.
  • Click on the ‘New Registration’ button on the next screen.
  • Now, give your account number and one of the last five transaction amounts and type. Agree to the terms and conditions and click on submit.
  • If you have forgotten your last transaction, you can call the customer help desk at 09213125125
  • On the next screen, provide the OTP received on the registered mobile number.
  • Enter your debit card number, expiry date, and IPIN.
  • After you verify the provided information, you will get a temporary user ID and a password to login to the internet banking website on your mobile number.
  • Post logging in for the first time, you have to change your login details and create a transaction password.
  • Enter your email address and click ‘Submit’.

How To Login To UCO Bank Net Banking?

1. Go to https://www.ucoebanking.in

2. Go to the netbanking login on the left hand drop down menu.

Here UCO Bank Netbanking Image 1

https://www.ucoebanking.in/

3. Click on the downward arrow next to Net Banking Login and select either retail login or corporate login as shown below.

Here UCO Bank Netbanking image 2

https://www.ucoebanking.in/

4. When you select Retail Login, you will be redirected to the screen below

Here UCO Bank Netbanking image 3

https://www.ucoebanking.in/corp/AuthenticationController?FORMSGROUP_ID__=AuthenticationFG&__START_TRAN_FLAG__=Y&FG_BUTTONS__=LOAD&ACTION.LOAD=Y&AuthenticationFG.LOGIN_FLAG=1&BANK_ID=028&LANG_ID=001&UserType=R

5. Enter the User ID and the Captcha code. Click Login.

6. When you select Corporate Login, you will be redirected to the screen below

Here UCO Bank Netbanking image 4

https://www.ucoebanking.in/corp/AuthenticationController?FORMSGROUP_ID__=AuthenticationFG&__START_TRAN_FLAG__=Y&FG_BUTTONS__=LOAD&ACTION.LOAD=Y&AuthenticationFG.LOGIN_FLAG=1&BANK_ID=028&LANG_ID=001&UserType=C

7. Enter the User ID and the Captcha Code. Click Login.

How To Reset The UCO Bank Login Password?

The following are the steps to change the UCO net banking password:

1. Go to the UCO Bank official website.

2. Click on ‘E-Banking’ and choose ‘Password Reset’

3. On the next screen, enter your User ID, primary account number linked to the user ID and one of the last 5 amounts transacted, & the type.

4. Choose ‘Agree’ and ‘Submit’

5. Enter the OTP obtained on the registered mobile number and confirm.

6. Post this, generate a new password and confirm.

What Are The Services Available Under UCO Bank Netbanking?

The following services can be availed by the customers of UCO Bank Netbanking:

  • View account summary
  • Account opening
  • Open/close fixed deposit
  • Mail Service
  • Transaction Enquiry
  • Cheque Book Issuance
  • Loan Request
  • View projections on loans/deposits
  • Self account transfer
  • View Statement
  • Switching of Mail Address
  • Profile Customization
  • Third party transfer
  • Request for demand draft
  • Utility bills payment
  • FD Renewal

Is It Possible To Send Money From UCO Bank Net Banking?

You can use your UCO Bank Net Banking credentials and send money from anywhere to anyone quickly.

What Are The Modes of Transfer Through UCO Bank Net Banking And What Are The Transaction Limits?

UCO Bank Net banking is used mainly for transferring funds from one account to another within the same bank or any other bank. The funds are transferred mainly through any of the following modes,

  • NEFT
  • RTGS
  • IMPS

The default limit for transactions through net banking for retail and corporate customers is tabled below.

Online Banking ServiceRetail Customers Limit per transactionRetail customers Limit per dayCorporate customers Limit per transactionCorporate customers Limit per day
NEFT/RTGSRs.15,00,000Rs.15,00,000Rs.25,00,000Rs.50,00,000
Transfer to own accountRs.15,00,000Rs.15,00,000Rs.10,00,000Rs.50,00,000
Transfer to Third partyRs.15,00,000Rs.15,00,000Rs.10,00,000Rs.50,00,000
Transactions for bill paymentsRs. 10,00,000Rs. 10,00,000Rs. 20,00,000Rs. 20,00,000

Advantages of UCO Bank Net banking?

Customers can enjoy the following benefits with UCO Bank Net banking:

  • Available 24*7: Internet banking services are available24*7 throughout the year. Users can view their bank balance, account statements, and make fund transfers quickly anytime.
  • Convenient: UCO Bank makes it feasible for its customers to access its services and products anytime.
  • Transaction Tracking With Ease: You can track your transactions with ease using UCO Bank Net Banking. The transactions done online are shown in an organized way in the transaction history section. The details about the payee’s name, bank account number, the amount paid, the date and time of payment, and comments are shown along with the transactions in the history section. Consequently, users can see and organize their transactions without any possibility of losing the information, which is possible in the case of transacting at the branch.
  • Organized Method of Financial Transactions: Net banking enables funds to be transferred between accounts very quickly, particularly if the two accounts belong to the same banking institution. You can also make bill payments, EMI payments, loan and tax payments with ease.
  • Fast and Safe: Funds can be transmitted through net banking quickly by NEFT, RTGS or IMPS. Also, the account is totally secured with a password and unique user ID.
  • Opening/Closing of the fixed deposit: UCO Bank net banking users can open, close and resume fixed deposits for good interest rates through internet banking

FAQs of UCO Net Banking

1. In UCO Bank Netbanking, what happens after 3 unsuccessful login attempts?

You have 3 attempts to enter the correct OTP. A message saying ‘Incorrect OTP. Please enter the correct OTP.’ will be displayed after every wrong attempt. After 3 wrong attempts, a message saying ‘Please regenerate the OTP using ‘Resend OTP’ option will be displayed.

2. How can I find out my user ID for UCO Bank net banking?

You can get your UCO Bank Net banking user-ID and password for internet banking services from your nearest branch where the request is submitted.

3. How can I unblock UCO internet banking?

Firstly, click personal banking, then click continue. A page will open, and you will be asked to enter your user ID. There, you have to click Reset/Unblock password. Then, a page will open. Enter the user ID and the primary account number linked with the user ID. Then, click submit and an OTP will be sent. Enter it on the opened page. Then, generate a new password on the next page. This will unblock your user id.

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