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Union Bank of India Net Banking

Union Bank of India has made several banking services available online to its customers via the net banking facility. You can view and manage all transactions like fund transfers, tax payments, and utility bill payments more securely and instantly through Union Bank of India’s net banking facility.

How To Apply For The UBI Net Banking Facility?

Follow the below instructions to apply for the UBI net banking facility:

1. If you have a debit card, you can directly create the user ID and password through the ‘Self User Creation module’ available on the Union Bank of India website. You can generate the password without visiting the UBI bank branch.

2. The person without a credit card can still create the username & password through the ‘Self Creation User module’ by selecting the ‘without ATM card’ option. However, only view rights are given to such users. Also, the user can apply for a transaction password through the Forgot or Reset password page.

3. Corporate customers can opt for the internet banking facility by visiting the UBI bank branch & submitting the application form.

How To Activate The Union Bank Net Banking Facility?

Here is the step-by-step procedure to register for the UBI net banking services:

  • Visit the Union Bank of India website and press the ‘Self User Creation Option.
  • On the next page, select either the ‘Online Self User Creation – Retail users having Debit Card’ option or the ‘Online Self User Creation (View Facility Only) – Retail users without Debit Card’ option. & .press ‘Continue’.
  • On the next page, mention the required details like account number, date of birth, Permanent Account Number (PAN), and verification code & press the continue button once you enter the details.
  • You should type in the required debit card details and PIN. The next step is to enter any of your past five transactions and the type of transaction.
  • Nextly, agree to the terms of use and press the ‘Submit’ button.
  • After completing the above steps, OTP will be sent to your registered mobile number. Type the OTP & give the ‘Submit’ option.
  • On the next page, you will see the User ID & name on the screen & press the ‘Continue’ option.
  • You need to create the login password and transaction password. Enter both the password twice & give ‘Submit’ to generate the passwords.
  • It takes 24 hours for the validation process & activation of UBI internet banking.
  • Post-registration, you will get a confirmation message. After 48 hours, you can log in using the user ID and password.

What Are The Features & Benefits Of Union Bank Of India Net Banking?

1. The UBI net banking will enable you to view and take a printout of your account maintained with the bank. You can use this statement for personal reference and opt for various UBI financial services like loans, credit cards, insurance, tax assessments, etc.

2. With Union Bank of India Net Banking, you can effortlessly view the transaction history or activity of your UBI bank account from anywhere at any time at your convenience. Also, the net banking facility helps track all the transactions that are taking place in your savings account and check for any discrepancies.

3. Another benefit of using the Union Bank of India Net Banking is electronic money transfer to your UBI account or another Union Bank account or accounts maintained with other banks based in India.

4. Using the electronic fund transfer portal like NEFT/RTGS, the Union Bank account holders can transfer funds to a non-Union Bank account. They can instantly transfer funds online through electronic money transfer services like NEFT/RTGS. These methods are very safe & quickly completed.

5. The UBI net banking facility doesn't stop here. It facilitates paying all utility bills like electricity, water, and broadband bills online. Also, it allows you to make timely payments of insurance premiums and your loan EMIs with a convenient auto-debit facility.

6. Another convenient advantage of using UBI internet banking is online payments. Nowadays, every transaction is carried out instantly and simply via the online portal. Almost every service like shopping, groceries, apparel, travel bookings, & a lot more are available online. Using UBI net banking, you can avail of different services online 24x7.

7. Pay all the Direct/ Indirect Tax Payments using internet banking. You can pay both the direct/indirect taxes online by referring to the simple instructions provided by the bank.

How To Reset The Password For Union Bank Net Banking?

Follow the below procedure to reset your Union Bank Net Banking password:

  • Visit -
  • Click the ‘Retail User Login’ option.
  • Under the ‘Service’ section, select the ‘Forgot/Reset Password option.
  • On the next page, you need to select either reset password with the help of the debit card or without one & press the Continue button.
  • The next step is to mention your User ID, account number, any of your past five transactions, the type of transaction, and the answer. Press the ‘Continue’ option.
  • After the completion of the above steps, you get an OTP. Type the OTP & give the ‘Continue’ button.
  • On the next page, you will be able to modify the login password. Give the ‘continue’ button.
  • You will get a success message. Now you can log in to your UBI net banking account with the help of the new password and User ID.

How To Do Fund Transfer Using The UBI Net Banking?

  • Visit the Union Bank of India website.
  • If you are a retail user, Press the ‘Retail Login’ option. For a business account, select the ‘Corporate Login’ option.
  • The next step is to type the user ID and password & press the ‘Login’ option.
  • On the next page, Press the ‘Transfers’ option.
  • Next, you should select the payment type that you prefer. Select either the ‘IMPS (24X7 Instant Payment)’ or ‘NEFT/RTGS (Other BANK)’ option.
  • Under the ‘Select Your option’ tab, click on the ‘Fund transfer using account number and IFSC option.
  • Press ‘Transfer’ and select the appropriate option. You will need to select both the account from which the funds need to be transferred and the beneficiary account.
  • Enter your email ID, mobile number, the amount you need to pay, & the remarks (if any). After entering the details, press the ‘Pay’ button.
  • The next step is to mention your User ID and transaction password & press the ‘Pay’ button.
  • You will find a Success message on the next page.

Transactions Limits Under UBI Net Banking

To use the NEFT service, the Union Bank of India customers should mention the details like the Indian Financial System Code (IFSC)of the UBI branch to which the fund is to be transferred, and the name and account number of the beneficiary. You can transfer funds through the NEFT on weekdays between 8 a.m to 6:30 p.m. and from 8 a.m. to 6:30 p.m. on the 1st and 3rd Saturdays. Transferring funds using the NEFT is not available on Sundays. But you can access the IMPS on Sundays. If you want to transfer bulk funds, you should process them before 6 p.m. The beneficiary will get the funds on the same or the next day.

NEFT charges:

1. For the transaction amount up to Rs.10,000, the transaction fee is Rs.2.50 plus taxes.

2. For the transaction above Rs.10,000 but below Rs.1 lakh, the fee is Rs. 5 + taxes.

3. For the transaction above Rs.1 lakh but below Rs.2 lakh, the transaction fee is Rs. 15 + taxes.

4. For the transaction above Rs 2 lakh, the transaction fee is Rs 25 + taxes.

FAQs of Union Bank of India Net Banking

1. What Are The Steps To Check The Account Balance Using UBI Net Banking?

Post-registration process, the Union Bank of India customers can check their available balances via UBI net banking portal. To check the account balance, the user should use their User ID and password.

2. Who Should I Contact To Recover The Password Or Resolve Sign-in Problems?

You can call the 24x7 Call Center to reset the password and get a new password. Also, you can email or to get new passwords sent through speed post or courier.

3. How to pay Credit Card bills via UBI Net Banking?

After the login process, you need to link your credit card with your account. You can link your credit card with your account using the ATM pin. To make credit card bill payments, you need to log in to your UBI net banking account and press the ‘Credit Card Payment’ option to complete the credit card bill payment.

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