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Punjab National Bank Net Banking

Punjab National Bank is an Indian- based public sector bank that offers several banking services to its customers through branch banking & digital banking methods. Punjab National Bank provides net banking services for its customers to access their banking accounts and manage financial transactions online from their homes or workspace at a convenient time. It is a free feature that enables you to avail an extensive range of banking services like credit card payments, online tax payments, fund transfers, utility bill payments, etc.

What Are The Features of PNB Net Banking Services?

Below- listed are the features of PNB Net Banking Services:

Financial services offered by PNB internet banking

  • Using the PNB net banking facility, you can transfer funds within PNB bank or with 3rd party accounts.
  • You can open a Fixed deposit / Recurring deposit account online and modify the FD/RD instructions
  • The Inter-Bank( with other banks or 3rd parties) Fund transfer facility is available 24x7 on holidays and weekends.
  • You can transfer funds via IMPS, NEFT & RTGS payment portals.
  • Close your mature or premature Fixed deposit account online and modify your FD account online.
  • You can transfer money to government accounts, business accounts, PPF, and SSA accounts.
  • Create your PPF account online without visiting a bank branch.
  • You can link the Demat account and view details.
  • Pay your utility bills and credit card-related payment.
  • Pay your direct & indirect taxes online using the PNB net banking portal.

Non - Financial services offered by PNB net banking

  • You can view your account details, statement of account, past transaction history, nomination details, and AQB/AMB.
  • With PNB net banking facility, you can proceed with cheque-related services like stop payment cheque, cheque inquiry, new cheque request, destroy cheque, and authentication of PNB Suraksha Cheque.
  • You can request offline services like changing credit card limits, the redemption of the reward points, FD renewal, registration of email statements, and applying for PNB products online.
  • You can request debit card services such as setting debit card limits, debit card ON/OFF, resetting or setting card PIN, and hot-listing debit cards.

Value-Added Services Of PNB Net Banking

  • You can do Online Registration & reset your password for Debit cards.
  • You can schedule transactions for the future.
  • Get Account-wise TDS Details.
  • You can do online registration & Reset your Password for mobile banking.
  • You can obtain an E-interest certificate for education, deposit, & housing loan accounts.
  • You can register for PMSBY, PMJJBY, & APY.
  • Register for Aadhaar, PAN, and GSTIN.
  • You can use the net banking portal for the E-Filing of Income Tax and generation of Form 26AS.
  • You can see the last 10 SMS sent to your registered mobile number
  • View your registered mobile number and can also change your User ID as per your convenience.
  • You can customize the dashboard for an overall view of accounts.
  • Enroll/Unenroll for PNB Verify.

How To Register For Punjab National Bank Net Banking Online?

The following is the step-by-step registration process to start PNB’s net banking facility. The registration process for Retail and Corporate customers is specified below:

The Registration process of PNB net banking for Retail Users:

  • First, you need to visit: https://www.pnbindia.in/retail-Internet-banking.html (PNB net banking for Retail Users)
  • First, you need to visit: https://www.pnbindia.in/retail-Internet-banking.html (PNB net banking for Retail Users)
  • Press the ‘Internet Banking Login’ option & then give the ‘New User?’ option.
  • Type your account number and choose the Registration Type.
  • Select the ‘Register for Internet banking option.
  • Press the ‘Verify’ button.
  • Nextly, mention the ‘Type of Facility. A One-time- password is sent to your registered mobile number. Type the OTP and press the ‘Continue’ button.
  • Now, mention the debit card number and the ATM pin & press the ‘Continue’ option.
  • Set the Login and Transaction password & type it twice to confirm the passwords. However, log-in & Transaction passwords should not be the same.
  • Nextly, you need to agree to the PNB net banking terms and conditions & press the ‘Complete Registration’ key.
  • You will get a success message displayed on the screen with your User ID. take a note of your User ID.
  • Now, You will be able to log in to the portal immediately. However, it will take 24 to 48 hours to access different banking facilities.

The Registration process of PNB net banking for Corporate Users:

The applicants who want to register or activate PNB net banking Corporate should visit the bank branch. You need to download the PNB – 1063 form and handover it at the bank to avail of its net banking facilities. This form is available at the PNB branch & you can download it from the bank’s website. After the form submission, you will get a Corporate ID, Administrator ID, and password.

  • The Corporate ID will be similar for both the Admin User & other users and identifies the corporate.
  • The administrator manages all activities like the completion of transactions & creating other users.

Through the call center – Customers can call at Toll-Free Numbers 1800 103 2222/ 1800 180 2222 or Tolled Numbers 0120- 2490000.

Through ATM - You can register via any of the PNB ATMs.

What Are The Steps To Login Into The PNB Net Banking?

Steps for Retail Users to login to PNB Net Banking

  • Go to the net banking portal for Retail Users.
  • Mention the User ID and press the ‘Continue’ option. The User ID and the Customer ID remain the same.
  • Next, type the Login password & give ‘Login’.
  • Go through the terms and conditions & accept them.
  • You will get an OTP in your registered mobile number. Type the OTP & submit.
  • Next, you need to choose seven security questions out of the 50 available & give the ‘Register’ option.
  • Choose an image and write the appropriate phrase. Give ‘Submit’ to log in.

Steps For Corporate Users To Login To PNB Net Banking

  • Go to the PNB net banking portal & give corporate users.
  • To log into the net banking service, the corporate admin requires their Corporate ID, Admin User ID, and password. But the users need to use their User ID and Login password to access the net banking portal.
  • In the case of the first-time login, the user should enter the OPT sent to the registered mobile number of the admin.
  • You need to set up seven security questions, phrases, and images.

How to Transfer Money On The PNB Net Banking Portal?

To carry out money transfers using PNB net banking, you should add the beneficiary.

Money Transfer To Your Account

For Retail & Corporate Users:

Step 1: login to the PNB net banking portal.

Step 2: Press the ‘Transactions’ & give the ‘Own Accounts’ option.

Step 3: You need to choose the account from which the fund is being transferred to other accounts.

Step 4: Next, type the amount and give the ‘Continue’ option.

Step 5: Next, type the transaction password and press ‘Submit to complete the payment option.

Money Transfer To Another PNB Accounts

For Retail & Corporate Users:

Step 1: Log in to the PNB net banking portal.

Step 2: Press the ‘Transactions’ & then give the ‘Within PNB’ option.

Step 3: Choose the account in which the money needs to be transferred. If you don't find the beneficiary, you need to add the beneficiary.

Step 4: Type the amount.

Step 5: By default, the transaction date is the current date. Also, You can change the transaction date in future payments.

Step 6: Give the ‘Continue’ option.

Step 7: Type the transaction password & press ‘Submit’ to complete the transaction option.

What Are The Transaction Limits On PNB Internet Banking?

For IMPS:

Under IMPS, PNB account holders can transfer money up to Rs.50,000. The amount charged for one IMPS transfer is Rs.5 +GST.

  • Under NEFT, the maximum amount that you can transfer is Rs 10,000. Where the bank charges Rs. 2.00 plus GST as a transaction fee.
  • The transaction fee is Rs.4.00 for the transaction above Rs. 10,000 to 1 lakh,
  • For the transaction above Rs.1 lakh to Rs.2 lakh, transaction fees are Rs.12.00 plus GST.
  • For the transaction above Rs.2 lakh, the transaction charge is Rs.20.00 plus GST.

For RTGS:

For transactions of Rs 2 lakh to Rs.5 lakh, the transaction fee is Rs.20.00 plus GST.

For the transactions above Rs. 5 lakhs, the transaction fee levied is Rs.40.00 plus GST.

Note:

The above-mentioned transaction fee of NEFT/RTGS/IMPS is applicable only for the transaction carried out at the bank branch. There are no charges for the transactions carried out through other internet banking or mobile banking.

What Are The Steps To Reset PNB Net Banking Password?

  • You need to visit the login page of the PNB net banking facility.
  • Type your User ID and press the ‘Continue’ option.
  • Nextly, press the ‘Forgot Password?’ option.
  • Mention the User ID and hit the ‘Submit’ button.
  • A one-time - password is sent to your registered mobile number. Type the OTP and give ‘ Continue’
  • Next, mention the debit card number, the linked account number, and the ATM Pin. Press the ‘Continue’ button.
  • On this page, you should reset the password. You can change the login or transaction passwords or both. Confirm it by entering the passwords twice.
  • Press the ‘Continue’ button.
  • You will see the success message displayed on the screen. You can access the different banking facilities with the new password.

FAQs of PNB net Banking

1. Can a person avail of net banking services at Punjab national bank even if they are a non-PNB customer?

Punjab National Bank Net banking service is only for its customers. To avail of its net banking facility, the person should hold an account in PNB bank.

2. Currently, I'm traveling outside India. How do I apply for PNB internet banking services?

If you are outside India, you can apply for PNB net banking services via its official website.

3. I'm an NRI customer. Can I apply for PNB internet banking services?

Yes, the NRI customers are qualified for PNB net banking services.

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