Punjab National Bank Net Banking

Features of Punjab National Bank Net Banking

• customers can access various financial transactions like money transfer, bill payments, investments and online shopping
• They can also access non-financial transactions like balance enquiry, cheque book request, cheque stop requests, address changes, mobile number updates, subscription to transaction alerts and so on
• They can account like Fixed Deposits, Recurring Deposits, PPFs, etc. can be done through Netbanking
• Applying for various loans offered by the bank, like home loans, personal loans, car loans, etc. is also possible
• Secured with 128-Bit SSL encryption for enhanced security

Advantages of Punjab National Bank Net Banking

Netbanking offers various advantages to the users. However, the primary advantage is not having to visit the branch to carry out your transactions. Your bank is at your fingertips and you can carry out various transactions from the comfort of your home.

• Accessibility: PNB Netbanking is available at any time of the day and anywhere in the world. Customers can link all their PNB bank accounts under a single login and access them from anywhere. With various money transfer options like NEFT, RTGS & IMPS, they are able to carry out transactions with ease. They can also avoid going to the bank for various non-financial transactions like cheque book requests, FD/RD account opening, address/mobile number updation, and so on.
• Easy to use and navigate: PNB Netbanking page is very easy to understand and operate. The operations are interactive and self-instructional, enabling users to carry out transactions with ease. It also helps older people to perform these functions quite comfortably.
• Account Activity Tracking: With PNB Netbanking, customers can track all account types and the transactions they have carried out with complete details. Customers can see their cheque clearances, bill payments, ECS debits, Standing instructions, salary credits, and all other transactions linked to their account.
• Time & Cost Efficient: PNB Netbanking saves enormous time and energy for the customers. Firstly, they do not have to spend time and energy to visit the bank branch to carry out transactions. Secondly, online transactions through Netbanking take less time than the ones carried out at the bank. Fund transfers and bill payments are done immediately to save time for the customers. All these transactions can be carried out free of charge or for a very nominal fee that saves the users a considerable amount of money.

How to register for Punjab National Bank Net Banking?

Online Registration: Customers can avail Retail Internet Banking facility by registering online using debit card credentials.

• Visit http://www.netpnb.com
• On Home Page, Click on ‘Register Here’
• Enter Account Number & Select Registration Type
• Select Type of facility - View Only or View & Transaction Both
• Click on “Verify”
• You will receive an OTP on your Registered Mobile Number. Enter it in the “One Time Password” field.
• After verification of OTP, enter account details/ ATM credentials
• You have to set a security question for your account safety. Select 7 Security questions out of 50 questions and Click on Register”.
• You will be asked to select one image and write the phrase and “Submit”.
• Upon successful validation of the details, you will be asked to set your passwords
• Once you receive the process successful message, your User ID will be enabled immediately

Through the call center – Customers can call at Toll-Free Numbers 1800 103 2222/ 1800 180 2222 or Tolled Numbers 0120- 2490000.

Through ATM- You can register through any of the PNB ATMs.

Through branch – Customers should submit request form No. PNB -1063 to register for Net Banking. This form is available at the branch or can be downloaded from the bank’s website

What are the transactions available on PNB Net Banking?

A/C Details, Balance & Statement

• Account Summary 
• Operative Accounts 
• Deposit Accounts 
• Loan Accounts 
• Credit Cards 
• Suvidha Cards

Open/Close accounts 

• Open Term Deposit Account (FD
• Open Recurring Deposit 
• Open PPF Account
• Premature Fixed Deposit Closure

E- interest Certificates

• Housing loan certificate
• Education loan certificate
• Deposit Accounts certificate

Transactions

• Beneficiary Management
• Fund Transfer to own accounts
• Fund Transfer to other accounts within PNB
• NEFT/RTGS/IMPS Using IFSC Code Transactions
• IMPS using MMID
• Indo-Nepal Remittance
• Transaction Status

Value-Added Services

• Mobile Banking Services
• Emergency Services - Debit Card Hot listing
• Tax-Related Services
• Card Related Services

Personal Settings

• Personal Details and preference
• Update user-id
• View personal details
• View registered mobile number
• Set Preference

Security Settings

• Set Limits
• Enable Transaction password
• Change Login Password
• Change Transaction Password
• Change image/phrase
• Enroll for a challenge question
• Set Login time restriction

Other Services

• Register for Government initiatives
• Service request and tracking
• Service request/Complain Management

Mail and Messages

• View Broadcast messages
• Internet Banking Malls

Security Safeguards prescribed by PNB for a Safe & Secure Net Banking experience:

• Never reveal your password(s) over phone, mail, etc. to any person including Bank.
• Keep changing your password frequently. An alert on your Home page shows the expiry periods for your passwords, the moment you log in. Make sure to change it before the expiry date.
• Do not click on suspicious website links/attachments in emails from unknown sources. If you click on these links unknowingly, your computer is compromised giving complete access to the hackers.
• Banks have been sending repeated emails and SMSs reassuring customers that banks will never call and ask for any passwords, CVVs, or OTPs. Neither will they send you an email asking you to click on a particular link to carry out a transaction.
• Make sure that you are logging in to an authentic, secure web page of the bank to access your Netbanking account. In case of doubt, reconfirm the PNB’s website by double-clicking the “padlock” symbol/icon at the bottom right of the web page to ensure the site is running in secure mode before you input any confidential/sensitive information.
• To ensure a safe and genuine login, always enter the bank's website either through www.netpnb.com or www.pnbindia.in.

Punjab National Bank Net Banking FAQs: