CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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| Scope | Mediclaim | Fixed benefit health insurance |
|---|---|---|
Basic coverage | A mediclaim plan offers basic coverage such as hospitalization, accident-related treatment and pre-decided illness for a pre-specified time. | A fixed benefit health insurance plan offers specific coverage such as critical illness coverage, personal accident cover,hospital cash policy. |
Add-on coverage | Does not offer any add-on coverage. | Further add-ons can be added such as senior citizen plans, indemnity cover, independent covers, top up plans etc. |
Features | Features of a mediclaim plan vary from plan to plan and insurance provider. | Mostly, the features and benefits of such plans for a specified sum insured are the same over most insurance providers. |
Flexibility | It provides only basic coverage as mentioned early. No flexibility as such. | This plan is so flexible that you can change your policy period, or lower the premium rates after a specified period. It is suggested to avail long term policies to enjoy maximum insurance benefits. |
Sum assured | Upto 5 Lakhs Rupees of sum assured for a medical insurance plan. | Upto 6 crore rupees per year of sum assured can be availed because of its extensive coverage. |
Claims | Claims can be made up to the total sum assured till it's exhaustion. | This policy will pay lump sum only in case of surgery. But such claims can only be made once during the entire policy tenure. Apart from this, you can file claims as long as your sum insured is not exhausted. |
Critical Illness coverage | No coverage for critical illness. | Provides coverage for more than 35+ critical illnesses such as cancer, organ failure, paralysis etc. |
Hospitalization | It is crucial to get hospitalized for mediclaim. | Not needed to get hospitalized to avail policy benefits. |
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
There are several ways in which you can improve your credit score. Depending on how good or bad your score is,
Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,
Is it possible to obtain a free credit check or credit report? The answer is yes and no!
Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
There is really no number that can be established as the average credit score in India. Many people see regular
You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help
First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other
Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.
In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India
Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify
It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding
It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
One common worry that runs through your mind after you have made a credit card settlement is,
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application